Attention homeowners: Real estate appraisal services for in Weldon and Halifax County
The top 7 reasons why NC homeowners need Whichard Appraisal Service:
Own a house in or near Weldon, NC and need help deciding the value of it?
We at Whichard Appraisal Service understand the special needs of a consumer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale By Owner (FSBO)It's very hard to be objective about your home because of your emotional attachment to it. Professional appraisers, like the ones at Whichard Appraisal Service, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value estimation than yours. Appraisals to cancel PMIAn attractive way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are experienced in helping homeowners just like you rid themselves of undesirable PMI insurance. Challenging a property tax assessmentYour local tax assessor may have your house overvalued if you live in an area that's declining or not appreciating as much as other houses close by. That only means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. Getting an expert appraisal from Whichard Appraisal Service is your number one weapon when challenging your property tax assessment. HELOC recently frozen?Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow point of view. Whichard Appraisal Service can provide you with an expert appraisal to help you reinstate your HELOC. Field and Desktop Appraisal Review ServicesWould you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for preciseness? We can go out and check the subject and comps in question in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal? Whichard Appraisal Service can We can assist you. While usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your house. |